Wednesday, January 2, 2013

Starting off-finances

So I"m looking at this future year, and I'm attempting to make a list of resolutions. One of those is to take control of my finances. To get started on this, I'm going to take the advice of some of my coworkers and read one of Dave Ramsey's guide books. I've decided to read the Financial Peace Planner. I'm excited!
One of the first things it has you do is prioritize what you want out of life: For me it is family, a safe home, and comfort for myself and my loved ones. In order to provide for my family and buy my lovely home, I need to get my finances in order. I'm not in a great financial place right now. I'm currently living paycheck to paycheck. I actually don't have a savings account. boo :-(. So, I made a budget, and if I live within it, I'll be saving 400 dollars a month. That's a decent start. So money, bring it on!

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